John Hancock

PLANNING TODAY TO INSURE TOMMORROW!

As a John Hancock financial professional and active member of my community, I am dedicated to helping individuals and businesses build their financial futures. To stay on top of my field and develop my professional skills, I've regularly attended industry training and certification programs. This includes completing the multidisciplinary curriculum, and passing the examinations for the designations Certified in Long Term Care (CLTC) and Life Underwriter Training Council Fellow (LUTCF).

CLTC is a designation granted by the Corporation For Long-Term Care Certification.  The CLTC program is recognized by state regulators as having provided essential information necessary to the appropriate sale of long-term care insurance. 

The LUTCF is conferred only upon those individuals who meet or exceed the exacting qualification standards determined by the two organizations that jointly sponsor the designation, The American College and the National Association of Insurance and Financial Advisors (NAIFA). The designation marks an advisor’s long-term commitment to professionalism on behalf of clients, establishes competence and business experience, marks a commitment to the governing body’s Code of Ethics and fosters additional professional development.

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For over 50 years, The Mid Atlantic firm of John Hancock Financial Network has been helping individuals, families and businesses realize their financial goals.  Our office has a team of over 50 experienced professionals who are licensed and trained to help you accomplish your financial objectives.  Our reputation is based on the strong relationships we have formed with our clients and our commitment to excellence in all that we do.

Founded in 1862, John Hancock currently:

  • Has one of the most highly recognized U.S. insurance brands - with a 95% consumer awareness*
  • Offers a wide range of innovative life and long-term care insurance products, annuities, and mutual funds
  • Has earned the Insurance Marketplace Standards Association (IMSA) designation, which represents high ethical standards and sound market practices in the individual insurance industry 

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My education, experience and professional affiliations and company have fostered my practical approach to offering financial services and advice to my clients. Rather than just recommending a hodgepodge of unrelated products, first I'll consider your specific financial goals and investment objectives.

Working together, we'll formulate a strategy to help you achieve your goals. Then I'll recommend the appropriate products and services to help you execute your strategy.Maintaining a strong sense of community and a solid professional foundation are very important to me.  

Life Insurance

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Disability Income Insurance

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Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

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What’s in It for You?

The Economic Stimulus Act of 2008 contained favorable provisions that will benefit small business. It appears that the government wants to inspire businesses to spend freely, too.

Tolerating Risk

Whether you are a conservative investor or an aggressive one, it’s likely there are mutual funds that match your risk tolerance.

World of Opportunity

It may be tempting to think that investing at home is enough, but that kind of thinking misses opportunities that may be available through foreign investments.

Lock in Today’s Tax Rates

If you expect that tax rates are going to increase, you might want to consider opening a Roth IRA.

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